Buy Crypto with Credit Card & Debit Card | Easy Instant Delivery & No Hidden Fees | BitPay

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Buy crypto instantly.

Choose from 16+ cryptocurrencies. Download the app to store with self-custody.

How to buy crypto with BitPay

Buy crypto with a credit card, debit card, Apple Pay or Google Pay. Delivered quickly to any wallet, no hidden fees or third-party custody. Buy online or in the BitPay app.

1

Choose your crypto

Select from the top cryptocurrencies. Enter the amount of crypto you’d like to buy.

2

Send to any wallet

Enter the address where you’d like to receive your crypto. Need a wallet? Store securely with BitPay’s non-custodial wallet.

3

Pay and receive your crypto

Choose the best rate and pay with credit card, debit card, Apple Pay or Google Pay.

Benefits of buying cryptocurrency with BitPay

Fast transactions

Buy crypto and see it in your wallet instantly.

Flexible payment methods

Pay with credit card, debit card, Apple Pay or Google Pay.

Choose your rates

Find the best crypto prices available from multiple partners.

Safe and secure

You have complete control over your crypto and keys when you store with BitPay.

Use any wallet

Bring your own wallet or use the BitPay Wallet to store, swap and spend after you buy.

What can I do after I buy cryptocurrency?

Hold

Buy your favorite coins and watch your assets grow. $10,000 worth of Bitcoin from 2016 is worth over $1 million in 2022.

Swap

Exchange one asset for another without leaving the app. Swap Bitcoin, Ethereum, Dogecoin and all of your favorite coins.

Spend

Sign up for the BitPay Card to spend your crypto like cash, shop directly with thousands BitPay merchants that accept cryptocurrency and buy gift cards with crypto directly from your wallet.

Cryptocurrency frequently asked questions

What is cryptocurrency?

Cryptocurrency is a digital currency. There are many different cryptocurrencies, like Bitcoin, Bitcoin Cash and Ethereum.

How do I buy cryptocurrency?

While buying cryptocurrency can seem intimidating, BitPay makes it easy for novices and tenured crypto enthusiasts to buy crypto. You can buy crypto instantly in the BitPay app or through the BitPay website online. Select the amount you want to convert to crypto and the cryptocurrency you’d like to buy. Enter your wallet information to confirm where you’d like to receive your crypto. BitPay partners with multiple partners to offer you the best possible price on your crypto purchases. View your offers and choose the best rate. You’ll be taken to a partner’s website to complete your transaction. You can buy crypto with a credit card, debit card, Apple Pay or Google Pay. After you complete your purchase, your crypto will be held in your wallet.

Why should I buy cryptocurrency?

There are a variety of reasons people choose to buy cryptocurrency. Some buy crypto as an investment. Bitcoin had a 300% return in 2020, outperforming many popular investment vehicles. Crypto can also be used in place of traditional currency for goods and services. Thousands of companies accept cryptocurrency, with that number consistently growing year over year. See BitPay’s Merchant Directory for a curated list of companies that accept Bitcoin and cryptocurrency. Finally, some cryptocurrencies, like Ethereum, can be used to create smart contracts, NFTs and other creative purposes.

Why is BitPay the best place to buy cryptocurrency?

BitPay gives crypto enthusiasts a safe, simple and quick way to buy cryptocurrency. Buy with no hidden fees at competitive rates. After buying crypto, manage your assets with the all-in-one BitPay Wallet app featuring industry-leading security. Easily store, swap and spend crypto.

How do I buy cryptocurrency with a credit card?

BitPay makes it easy to buy crypto with a credit card. Simply enter your credit card details as a payment method and complete the transaction as you would any other payment method. Even if you don’t have a credit card, you can still buy crypto with a debit card through BitPay.

How much cryptocurrency can I buy?

BitPay does not limit the amount of crypto you can buy through our app. However, our partners Simplex and Wyre may impose daily transaction limits that vary by purchasing currency. Start with little as $50 and buy up to $150,000 per day. To better understand how much crypto you can buy, please check default daily limit details provided by Simplex and Wyre .

Which cryptocurrencies can I buy with BitPay?

BitPay supports Bitcoin, major altcoins, tokens and stablecoins. We are constantly evaluating and adding new coins. Currently we support Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Dogecoin (DOGE), Shiba Inu Coin (SHIB), Litecoin (LTC), Polygon (POL), XRP (XRP), ApeCoin (APE), Tether (USDT), Dai (DAI), Binance USD (BUSD), USD Coin (USDC), Wrapped Bitcoin (WBTC), Pax Dollar (USDP), Gemini Dollar (GUSD) and Euro Coin (EUROC). We are constantly evaluating and adding new cryptocurrencies to our platform.

What can I do with cryptocurrency?

After buying crypto, you can choose to hold, swap or spend your crypto. Hold and grow your assets in BitPay's non-custodial wallet to gain a return on your crypto investment. Swap one coin for another to diversify your assets. Spend crypto through the BitPay Card, buy gift cards or spend directly with BitPay merchants.

What can I buy with cryptocurrency?

From video games and food, to airline tickets and watches, you can practically buy anything with crypto. Visit our guide on how to spend Bitcoin for a complete list of everything you can buy with crypto.

Is buying cryptocurrency safe and legal?

Buying crypto is legal in most countries across the world. Be sure to check with your local laws and regulations before buying cryptocurrency. BitPay offers a safe and secure way to buy, store, swap and spend crypto. Unlike wallets offered by many popular exchanges, the BitPay Wallet is a non-custodial crypto wallet. This means that you, and only you, have control over your crypto. Be sure to make a record of your private keys and to not share them with anyone.

What cryptocurrency should I buy?

Deciding which cryptocurrency you should buy depends on what you want to do with your crypto. If you’d like to spend crypto, you may want to buy Bitcoin , Litecoin or Bitcoin Cash as these are the most widely accepted cryptocurrencies. Ethereum and ERC-20 tokens can be used to create smart contracts, buy NFTs and many other creative use cases. Dogecoin and Shiba Inu coin have strong communities behind them that make them fun coins to buy, hold and swap. Stablecoins like USD Coin and PAX Dollar are pegged coins meaning their value is tied to the U.S. Dollar, carrying less volatility than traditional cryptocurrencies.

What are cryptocurrency miner fees and why are they so high?

Miner fees are amounts of cryptocurrency given to incentivize miners to confirm transactions. Miner fees don’t go to BitPay, but directly to miners that confirm and secure transactions by adding blocks to the blockchain. Miner fees will vary depending on how congested the network is and the size of your transaction.

We're here to help

Support is just a few taps away. Get your questions answered by using our help library. Get help For Businesses Online Crypto Payments Email Billing Crypto Payouts In-store Payments Crypto Donations NFTs Exchange Rates Business FAQs Pricing Resources For Individuals Crypto Debit Card Crypto Wallet Browser Extension Spend Crypto Merchant Directory Buy Gift Cards Buy Crypto Bill Pay Blog Support Help Developers Integrations Bitcore Insight Open Source PGP Keys Status Company Careers Press BitPay Brand Guide Stats Legal Privacy Complaints Manage Cookies Do Not Sell My Personal Information under CCPA Accessibility Statement

NMLS ID#1496848

BitPay is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

Subscribe to BitPay Subscribe By submitting this form, you agree to receive marketing and other communications from BitPay about BitPay products and other company updates. You can unsubscribe from these communications at any time. For more information on our privacy practices, please review our Privacy Policy. For Businesses Online Crypto Payments Email Billing Crypto Payouts In-store Payments Crypto Donations NFTs Exchange Rates Business FAQs Pricing Resources For Individuals Crypto Debit Card Crypto Wallet Browser Extension Spend Crypto Merchant Directory Buy Gift Cards Buy Crypto Bill Pay Blog Support Help Developers Integrations Bitcore Insight Open Source PGP Keys Status Company Careers Press BitPay Brand Guide Stats Legal Privacy Complaints Manage Cookies Do Not Sell My Personal Information under CCPA Accessibility Statement

NMLS ID#1496848

BitPay is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

Subscribe to BitPay Subscribe By submitting this form, you agree to receive marketing and other communications from BitPay about BitPay products and other company updates. You can unsubscribe from these communications at any time. For more information on our privacy practices, please review our Privacy Policy.


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